Terms and Conditions

By using this site you agree to be bound by the following terms and conditions of access which may be revised, altered, or amended at any time by PHA without notice.


PHA will not monitor, gather, nor disclose any personal information about any visitor to this site without the express or implied consent of that visitor.

Limitation of Liability

This site is available to visitors on an "as is" basis. PHA does not warrant in anyway that this site will be free of errors, viruses, or defects of any kind. If you rely on this service and any materials available through it you do so solely at your own risk.

In no event will PHA and its directors and officers be liable to any party for any damages, including direct, indirect, special or other consequential damages, for any use of this site or any site indexed on this site. Any claims against us shall be limited to the amount you pay, if any, for the use of this site.


PHA does not accept responsibility in any way for any links available through this site or material available through such links. Nor does PHA endorse any part of any link.


All images and material on this site are protected by copyright. Reproduction or use of any images or material without express permission is prohibited.


This web site is intended to provide accurate and adequate information pertaining to subject matters contained herein within the limitations of the site.
Nevertheless it has been produced, and published and is made available to all persons and entities (subscribers) strictly on the basis that its authors, and creators fully exclude any direct or indirect liability by any or all of them in any way to any person or entity for damages in respect of or arising out of any reliance in part or in full, by such person or entity or by any other person or entity, upon any of the contents of this site for any purpose.

Governing Law

These Terms and Conditions will be governed by and construed in accordance with the laws of New Zealand and shall be subject to the exclusive jurisdiction of the New Zealand courts.

Website for use in New Zealand only

This website is intended only for use in New Zealand.

Copyright as it applies to subscribers

Subscribers must only use materials in the agreed manner. Distribution or use in any form to parties not covered by the agreed terms is expressly prohibited.

Intellectual Property

All trade marks, patents, designs, and brands either registered or unregistered, used in this site are the property of PHA. Permission to use any intellectual property from this site in any manner whatsoever is expressly denied.

Indemnity Clause

You agree to indemnify and hold harmless PHA and its directors, officers, employees and agents from any claim or demand including reasonable legal costs made by any third party due to or arising out of your use of the site, and your violation of any of these terms and conditions.

All rights reserved

PHA reserves all rights not expressly granted in these Terms and Conditions.

Members Area Subscription - Terms and Conditions

Full and Accurate Information

Any individual or company subscribing to this site must supply full and accurate information as requested. PHA reserves the right to refuse an application, or terminate a subscription for failure to do so.

Refusal or Termination of a subscription

PHA reserves the right to refuse or terminate any subscription at any time for any reason, and the applicant or subscriber acknowledges that PHA is not obliged to disclose any such reason to the applicant or subscriber.

Issuing of a Password

Payments in any form must be cleared before a password will be issued to a client. PHA accepts no responsibility for any delays in the issuing of a password, for any reason whatsoever.

Password must be kept confidential

It is the subscribers sole responsibility to ensure their password is kept confidential at all times. PHA reserves the right to terminate a subscription without notice where it has reasonable belief that a third party has used the subscriber's password. PHA will notify the subscriber as soon a s practicable.

Right to recall Forms

PHA at all times reserves the right to recall any material supplied through its subscription for any reason.

No Refunds

PHA will not refund any moneys or credit for any terminated subscription unless there has been an error on the part of PHA.


Subscriptions last one calendar year from the date that PHA issues a password, unless renewed or terminated.


Subscription fees as listed for this service and as stated in this web site are in NZ dollars.